Income Tax Calculator (FY 2025-26)
Compare tax under the new and old regime and see which saves more.
How the Income Tax Calculator (FY 2025-26) works
Enter your annual income and, for the old regime, your deductions such as 80C, 80D, HRA and home-loan interest. The calculator applies FY 2025-26 (AY 2026-27) slabs, the standard deduction for salaried people, the Section 87A rebate (no tax up to ₹12 lakh taxable income in the new regime, ₹5 lakh in the old) and 4% health & education cess.
Income Tax Calculator (FY 2025-26) formula
How to use the Income Tax Calculator (FY 2025-26)
- Enter your annual income and choose your age group.
- Add deductions such as 80C and 80D if you are comparing the old regime.
- See your tax under the old and new regimes and which one is lower.
Income Tax Calculator (FY 2025-26): FAQs
Which regime should I choose?
The new regime is usually better unless your deductions (80C, 80D, HRA, home-loan interest and so on) are large. The calculator shows both so you can compare.
Is surcharge included?
No. Surcharge applies only above ₹50 lakh income. Capital gains on shares are taxed separately; use the Capital Gains calculator for those.
Is the Income Tax Calculator (FY 2025-26) free to use?
Yes. The Income Tax Calculator (FY 2025-26) on IPO Darbaar is free, needs no sign-up and works on mobile and desktop.
Is my data saved anywhere?
No. All calculations run in your browser; the numbers you enter are not sent to or stored on our servers.