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SWP Calculator

Plan regular monthly withdrawals from an invested corpus.

How the SWP Calculator works

A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount every month while the remaining corpus stays invested. See how long your money lasts and what is left at the end.

SWP Calculator formula

Each month: Balance = Balance × (1 + r/12) − Withdrawal
Results are estimates for illustration only and not financial advice.

How to use the SWP Calculator

  1. Enter your total investment and the amount you want to withdraw every month.
  2. Set the expected return and the withdrawal period.
  3. See the balance left at the end and how long your money lasts.

SWP Calculator: FAQs

Is the SWP Calculator free to use?

Yes. The SWP Calculator on IPO Darbaar is free, needs no sign-up and works on mobile and desktop.

Is my data saved anywhere?

No. All calculations run in your browser; the numbers you enter are not sent to or stored on our servers.

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