Tata Capital reported strong financial results for the September quarter of FY27, with its consolidated net profit rising 51.32% year-on-year to ₹1,660 crore, compared with ₹1,097 crore in the same quarter last year.
The company’s net total income increased 24% to ₹4,676 crore, while Net Interest Income (NII) grew 23% to ₹3,696 crore. The growth was supported by an expanding loan book, higher interest income and lower credit costs.
A major milestone for the company was its loan book crossing ₹3 lakh crore, reaching ₹3,03,739 crore, up 27% year-on-year. Its Assets Under Management (AUM) also grew 26% to ₹3,08,030 crore. Excluding the motor finance business, AUM growth stood at 32%.
Tata Capital also improved its operating efficiency, with its cost-to-income ratio declining to 35.3% from 39.7% a year earlier. Meanwhile, its annualised credit cost fell to 0.9% from 1.3%, indicating an improvement in lending-related costs.
The results highlight Tata Capital’s continued business expansion and stronger profitability. Investors will now watch how the company maintains loan growth and asset quality in the coming quarters.
Disclaimer: This news is for informational purposes only and does not constitute investment advice or a buy/sell recommendation.
Tata Capital ne FY27 ke September quarter mein strong financial performance report ki. Company ka consolidated net profit year-on-year 51.32% badhkar ₹1,660 crore ho gaya, jo pichhle saal isi quarter mein ₹1,097 crore tha.
Company ki net total income 24% badhkar ₹4,676 crore ho gayi, jabki Net Interest Income (NII) 23% grow hokar ₹3,696 crore par pahunch gayi. Is growth ke peeche badhta loan book, higher interest income aur lower credit costs jaise factors rahe.
Company ke liye ek major milestone raha uska loan book ₹3 lakh crore ke paar pahunchna. Loan book 27% year-on-year badhkar ₹3,03,739 crore ho gaya. Wahin, Assets Under Management (AUM) bhi 26% badhkar ₹3,08,030 crore ho gaya. Motor finance business ko exclude karne par AUM growth 32% rahi.
Tata Capital ki operating efficiency mein bhi improvement aaya. Company ka cost-to-income ratio pichhle saal ke 39.7% se ghatkar 35.3% ho gaya. Iske alawa, annualised credit cost bhi 1.3% se ghatkar 0.9% par aa gaya, jo lending-related costs mein sudhaar ko dikhata hai.
Overall, results Tata Capital ki strong business growth aur improved profitability ko highlight karte hain. Ab investors ki nazar is baat par rahegi ki company aane wale quarters mein loan growth aur asset quality ko kaise maintain karti hai.
Disclaimer: Yeh news sirf information ke liye hai. Yeh investment advice ya kisi bhi tarah ki buy/sell recommendation nahi hai.