Investment Return Calculator
Compare what a monthly SIP or a one-time investment could grow to.
How the Investment Return Calculator works
Pick monthly (SIP) or one-time (lumpsum) investing, enter the amount, expected annual return and period to see the total invested, the estimated gains and the final value. Handy for comparing the two ways of investing the same money.
Investment Return Calculator formula
How to use the Investment Return Calculator
- Enter the amount invested and the current or final value.
- Enter how long you held the investment.
- See the absolute return and the annualised return.
Investment Return Calculator: FAQs
Is SIP better than lumpsum?
A lumpsum invested early earns more if markets rise steadily, while a SIP spreads your entry price over time and suits regular income. The right choice depends on when you have the money and your risk appetite.
Is the Investment Return Calculator free to use?
Yes. The Investment Return Calculator on IPO Darbaar is free, needs no sign-up and works on mobile and desktop.
Is my data saved anywhere?
No. All calculations run in your browser; the numbers you enter are not sent to or stored on our servers.
More Investing & Returns
All calculatorsSIP Calculator
See how monthly investments grow, with optional yearly step-up.
Lumpsum Calculator
Future value of a one-time investment at an expected return.
SWP Calculator
Plan regular monthly withdrawals from an invested corpus.
CAGR Calculator
Annualised growth rate between a starting and ending value.